See what our client's have to say...

"Wayne has been our financial planner for many years now. His financial knowledge is superior and he always applies it with integrity and honesty. We find his professional approach very refreshing compared to other planners we dealt with in the past. Wayne invested my pension portfolio and has nearly doubled it over the last 10 years, not bad considering the state of the economy!

I have referred numerous friends and family to Wayne and would do so again in a heartbeat."

- Sheila.


Insurance should be looked at as a measure to guard against all risks.

Security in life is something we all look for, to mitigate risks and actions that are beyond our control. Insurance is an important part of your Full Circle Financial Plan, as it will safeguard against risks that have the potential to distrupt your financial goals. Some of the common risks in life include:

  • Risk on our lives – the need to replacement income due to illness, injury or death.
  • Risks of medical contingencies –as they have the capability of depleting our wealth considerably
  • Risks to assets -as the replacement of these can have tremendous financial implications

Imagine a situation where your personal or financial goals are interrupted by a situation by acts beyond our control. At this point, we realize the relevance of insurance in our lives. Insurance enables us to live our lives to the fullest, without worrying about the financial impact of events that may hinder our financial goals. Insurance protects us from risk.

Why Insurance Planning?

Insurance Planning is concerned with ensuring adequate coverage against insurable risks. Calculating the right level of risk cover is a specialized activity, requiring considerable expertise. Proper Insurance Planning can help you look at the possibility of getting a wider coverage for the same amount of premium or the same level of coverage for the same amount of premium or the same level of coverage for a reduced premium.

Insurance Planning takes into account the risks that surround you and then provides an adequate coverage against those risks. There is no risk not worth insuring yourself against.

Insurance needs are dependent on the individual, as age, requirements, level of risks and income are important considerations. Insurance planning takes into account all of these factors and results in a plan that is customized for you and gives you the most suitable options. We will work with you to choose appropriate plans that are customized to suit your needs. We understand that insurance needs evolve and change over your lifetime; therefore, we have access to a wide variety of insurance products to provide you with options throughout the various stages of your life.

Insurance Types and Choices

We offer a complete insurance suite that spans 5 and 10, even to 100-year terms, including:
  • Life Insurance - we compare all the major life insurance companies in Canada to make sure you are getting the best value possible. Our life insurance options include: 
 Mortgage and Term Insurance; Universal and Whole Life Insurance; or, Guaranteed Issue plans. Click here to contact us for more information.

  • Disability Insurance - if you cannot work due to illness or injury – how will you generate income to support yourself or your family? Our disability insurance options include: Self Employed Insurance; Blue Collar Insurance; or Professionals Insurance.Click here to contact us for more information.

  • Critical Illness Insurance - in the event that you become ill with a critical illness such as cancer, heart attack or stroke, we have plans to ensure your income is maintained. Our critical illness insurance options include: Premium Refund Plans; and Guaranteed Issue Plans. Click here to contact us for more information.

  • Long Term Care Insurance - pays for expenses when you cannot take care of yourself and do not want to burden your loved ones. Click here to contact us for more information.

  • Segregated Funds - provide coverage for business owners or professionals and others who may be at a greater risk of personal bankruptcy or future liability. Click here to contact us for more information.

  • Health & Dental Insurance - we have access to all the major plans and carriers based on the coverage you need. Our health and dental insurance options include: Personal Health and Dental Insurance and Group plans for small and medium sized businesses. Click here to purchase on-line.

  • Private Health Service Plans - we provide tax free medical benefits such as health spending accounts for incorporated businesses. Click here to contact us for more information.

  • Travel Insurance - we offer comprehensive emergency travel coverage to cover medical expenses, financial default of travel suppliers, and other losses incurred while traveling. Click here to purchase on-line.


***The above activites are not supervised by Global Maxfin Investments Inc.***