Legal Disclaimers

 

Global Maxfin Investments Inc. Website Disclaimer
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing. Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.

Labour Sponsored Investment Funds ("LSIF") have tax credits that are subject to certain conditions and are generally subject to recapture, if shares are redeemed within eight years. Please note that Mutual Fund Representatives in Alberta are not permitted to sell LSIF.

An investor proposing to borrow for the purchase of securities should be aware that a purchase with borrowed monies involves greater risk than a purchase using cash resources only. The extent of that risk is a determination to be made by each purchaser and will vary depending on the circumstances of the purchaser and the securities purchased.

Discuss the risks associated with leveraged mutual fund purchases with an investment funds advisor before investing. Purchases are subject to suitability requirements. Using borrowed money to finance the purchase of securities involves greater risk than a purchase using cash resources only. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same if the value of the securities purchased declines.

Investors should educate themselves regarding securities, taxation or exchange control legislation, which may affect them personally. This web site is for general information only and is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. Please consult an appropriate professional regarding your particular circumstances.

This Internet Website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.

Representatives of Wayne Pollo and Retirement Planning Inc., who act in the capacity of investment funds advisors may be licensed for the sale of life insurance. Representatives of Wayne Pollo and Retirement Planning Inc., are registered through separate organizations for each purpose and as such, you may be dealing with more than one entity depending on the products purchased. Representatives of Wayne Pollo and Retirement Planning Inc. will provide the name of the entity being represented when insurance business is conducted. The sale of insurance products is not the business of or under supervision of Global Maxfin Investments Inc. and Global Maxfin Investments Inc. will not be liable or responsible for such activities.

All non-mutual fund related business conducted by Representatives of Wayne Pollo and Retirement Planning Inc., is not in the capacity of an employee or agent of Global Maxfin Investments. Non-mutual fund related business includes, without limitation, advising in or selling any type of insurance product, advising in or selling any type of mortgage service, estate and tax planning or tax return preparation. Accordingly, Global Investments is not liable and/or responsible for any non-mutual fund related business conducted by Representatives of Wayne Pollo and Retirement Planning Inc. Such non-mutual fund related business is the responsibility of Representatives of Wayne Pollo and Retirement Planning Inc., alone.

References in this Internet Website to third party goods or services should not be regarded as an endorsement of these goods or services. By accessing any of the links provided you will be leaving the Wayne Pollo and Retirement Planning Inc. site. Wayne Pollo and Retirement Planning Inc. is not responsible for the information contained on these websites.

Market Commentary

This publication is solely the work of Wayne Pollo and Retirement Planning Inc. for the private information of his clients. Although the author is a Global Maxfin Investments Inc. Advisor, he is not a financial analyst at Global Maxfin Investments Inc., (Global). This is not an official publication of Global. The views, opinions and recommendations are those of the author alone and they may not necessarily be those of Global. This publication is not an offer to sell or a solicitation of an offer to buy any securities. This publication is not meant to provide legal, accounting or account advice; as each situation is different, you should seek advice based on your specific circumstances. Please call to arrange for an appointment. The information contained herein was obtained from sources believed to be reliable; however, the writer or Global or any other person as to its accuracy, completeness or correctness makes no representation or warranty, express or implied.

This web site is intended for Canadian residents only and the information contained herein is subject to change without notice. The owner and publisher of this Internet Website are not liable for any inaccuracies in the information provided.

Terms Of Use

Retirement Planning Inc. is the sole owner of the information collected on this Web site. We only gather information we need to serve you better and will not - without your consent, - sell, share, or rent this information to others in ways different from what is disclosed in this statement except in cases where in good faith we believe that the law requires us to do so, it is necessary to protect Retirement Planning Inc.`s rights and/or property, or if circumstances necessitate acting to protect the personal safety of staff or of the public.

The information contained within this site is for general information only and is not intended to provided specific individual advise, such as but not limited to financial, legal, accounting or tax. An individual should consult with an independent professional advisor regarding their particular circumstances.

In no event will Retirement Planning Inc. and its affiliates be liable to you or anyone else for any loss or damages whatsoever (including direct, indirect, special, incidental consequential, exemplary or punitive damages) resulting from the use or misuse of Retirement Planning Inc.`s web site, or reliance on the information documents, software or content thereof, even if Retirement Planning Inc. or its affiliates have been advised of the possibility of such damages.

Calculator Disclaimer

The calculatrors used by this website (www.waynepollo.com) are for illustrative purposes only and should not be relied upon, as an accurate indication of your financial retirement needs. As each individual's situation is different and changes over time, the results are limited by the accuracy of the assumptions you make in providing the information used in the calculations. I (we) do not guarantee that this calculator is reliable, accurate or complete or that it will be compatible with your computer.

Opinion Disclaimer

This publication contains opinions of the writer and may not reflect opinions or Global Maxfin Investments Inc. The information contained herein was obtained from sources believed to reliable, but no representation, or warranty, express or implied, is made by the writer or Global Maxfin Investments Inc. or any other person as to its accuracy, completeness or correctness. The securities discussed in this publication is not an offer to sell or a solicitation of an offer to buy any of the securities. The securities discussed in this publication may not be eligible for sale in some jurisdictions. If you are not a Canadian resident, this report should not habe been delivered to you. This publication is not meant to provide legal or account advise. As each situation is different you should consult your own professional advisor for advice based on your specific circumstances.

Mutual Fund Disclaimer

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

Link Disclaimer: Link to Third Party Website

Wayne Pollo & Andrea Cattoni of Retirement Planning Inc. and Global Maxfin Investments Inc. do not make any representation that the information in any linked site is accurate and will not accept any responsibility or liability for any inaccuracies in the information not maintained by them, such as linked sites. Any opinion or advise expressed in a linked site should not be construed as the opinion or advise of Wayne Pollo & Andrea Cattoni of Retirement Planning Inc. and Global Maxfin Investments Inc. The information in this communication is subject to change without notice.

Suitability Disclaimer

This material is not to be construed as an offer or solicitation. The securities mentioned may not be necessarily be considered to be suitable investments for all clients. Contact your investment advisor to discuss your individual investment needs